Interest Rates Hold Steady – Is It Finally Time to Buy That Car?

If you’ve been putting off buying a car because of rising interest rates and high prices, here’s some good news:

The South African Reserve Bank (SARB) just announced that interest rates will remain unchanged—meaning your borrowing power isn’t shrinking any further, at least for now.

With the repo rate holding at 7.50% and the prime lending rate at 11.00%, car buyers on linked-rate finance won’t see their monthly repayments rise in April.

So, what does this mean for you?

 If you’ve been waiting for the right time to buy, this might just be it.

Why Smart Buyers Are Turning to Auctions

Over the past year, the used car market has been unpredictable. Prices remain high at dealerships, while private sales come with risks and hidden costs.

But there’s a third option that more and more buyers are turning to: bank vehicle auctions.

At auctions like the upcoming ABSA Passenger & Commercial Vehicle Auction, you’re buying directly from the bank — at prices that are significantly lower than what you’d pay elsewhere.

The catch?
You need to be prepared. And that’s where Auction Finance comes in.

How to Buy at Auction – Without the Stress

One of the biggest myths about auctions is that they require cash upfront. While it’s true that many buyers pay cash, you don’t have to—if you get pre-approved finance before the auction.

✔ With pre-approved finance, you can register to bid without a deposit.
✔ You’ll know exactly what you can afford before the auction starts.
✔ And you won’t need to scramble for funding if you win your bid.

ABSA Auction Details

 Where? ABSA Trade Centre, 8 Top Road, Anderbolt
 When?

  • Viewing Days: Friday, 28 March & Monday, 31 March (9:00 – 15:00)

  • Bidding Starts: Monday, 31 March (online)

  • Webcast Auction Finishes: Tuesday, 1 April at 10:00 sharp
    ⚠️ Deposit Required: R7,000 (unless you have pre-approved finance)
     Auction Terms & CatalogueView Here

Secure Your Finance Before the Auction

 Contact Lizette Muller: +27 72 105 8379
 Apply Nowwww.auctionfinance.co.za | Auth. FSP34936

With no interest rate hikes and over 200 vehicles on auction, now might be the best time to find a great deal on your next car.

Are you ready?

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